Griffco Recovery LLC is the only judgment recovery group based in the state of South Dakota. There are collection agencies all over the state. We do not operate like a collection agency because we are not a collection agency. We only collect judicial judgment money. We do not litigate common debts of any kind to turn them into judgments. We come along years later after a judgment has been established and collect the money as a post judicial judgment remedy. We do not represent you or anyone else. We are not attorneys.
Collection agencies are alot of times tied up with big clients through the medical profession. They will call debtors and mail them letters begging for money. We dont do that. Almost every judgment we collect money on is via wage garnishment. We excercise the right of a debtors exam. We dont beg for money. We go in and take it.
The judgment collection opportunity came to my attention in 2013. I have come from an insurance background. I started out selling Long term Care (LTC) insurance to people in Iowa door to door right out of high school. I then went on to sell LTC in Nebraska, South Dakota, then Minnesota. After major underwriting changes across the board to the the LTC division of the Insurance industry I then sold Cancer, Heart, and Stroke insurance in Minnesota only. I grew tired of the suit case/ hotel atmosphere. I then sold final expense insurance aka Single Premium immediate annuities (SPIA) to Senior citizens around Sioux Falls SD. I then went on to sell health insurance over the phone from my computer. I did this until the Affordable Care Act made major changes to the health care industry.
The thing I love about the judgment business is that no one else is doing it. In the insurance industry so many people are competing for everyones business. Prospects would literally be contacted by a handful of people all doing the exact same thing as me. With judgments its completely opposite. Sometimes over a decade will go by till I contact you the creditor. I am usually the only person you will ever hear from and usually the only chance you ever have of getting something for your judgment.
Recently my business has grown a lot, and I may soon buy an office building or have a small mobile office set up in my home town. With that, I may also hire one or more contracted employees.